Our Services

Financial Freedom’s core philosophy is financial transparency and that includes our pricing and packages.

  • Description: A complete debt and lifestyle analysis with a tailored program to help you get out of debt while improving financial habits.

    Pricing: $150/month (with ongoing support).

    Includes:

    • Free initial assessment

    • Personalized debt repayment plan

    • Monthly budget creation and adjustments

    • Accountability check-ins

    • Open chat channel established to ask financial questions

  • Description: Designed for prospective homeowners to prepare financially for buying a house. Perfect for first-time buyers or those re-entering the market.

    Pricing: $400 one time fee (good for 6 months) 

    Includes:

    • Free initial assessment

    • VA mortgage guidance

    • Savings plan for down payments and closing costs

    • Credit improvement strategies

    • Explanation of fees, rates, points, and mortgage processes

    • Realtor and loan originator (with proven track records) referrals upon request

    • Review of all contracts with you (mortgage, realtor, sales) by an unbiased 3rd party (not the seller, realtors, loan officers)

    • Availability during every step of the way to answer questions with your sole interest at heart

    • Lists of VA assumable properties in your state. (if available)

    • Experienced in working with and through VA assumption transactions.

    ** This package is designed for anyone looking to buy, assume a VA, or refinance any type of mortgage.

  • Description: Your go-to service for identifying savings and securing the best deals in any financial or transactional scenario. Whether it's reviewing loan terms, negotiating contracts, or helping with purchase and sale prices, this package ensures you keep more money in your pocket.

    Pricing: No upfront fee—All costs will be agreed upon by both parties with limits set to provide peace of mind to the customer.

    Includes:

    • Free Initial Assessment: Evaluate your current or upcoming transactions to identify savings opportunities.

    • Comprehensive Deal Review: Analyze loans, mortgages, or other financial agreements for better terms or hidden cost savings.

    • Contract Negotiations: Negotiate purchase/sale prices, vendor agreements, or service contracts on your behalf.

    • Mortgage & Loan Comparisons: Find lower interest rates, reduced fees, or better terms for new or existing loans.

    • Savings Over Listed Prices: Maximize discounts on property, vehicles, or other high-value purchases.

    • Transparent Reporting: Receive regular updates detailing savings achieved and progress on ongoing negotiations.

    **This package allows clients to benefit directly from expert negotiation skills without upfront costs, ensuring payment is tied to measurable results.

  • Description: A flexible, pay-as-you-go coaching option for clients needing occasional advice or help fine-tuning their finances.

    Pricing: $100/session (discounts available for multiple sessions).

    Includes:

    • Free initial assessment

    • Budget review and adjustments

    • Short-term financial planning

    • Optional referrals to trusted professionals

  • Description: Divorce brings major financial changes, and adjusting can be overwhelming. Our coaching helps you regain control by creating a realistic budget, managing bills, prioritizing debt, and planning for financial independence. We provide hand-held step by step approaches from simple account creation to investment strategies.

    Pricing: $150 monthly with free initial consultation

    • Budget Reconstruction – Adjusting to a new income level and creating a realistic budget.

    • Debt & Bill Management – Organizing and prioritizing payments (e.g., mortgage, credit cards, alimony, child support).

    • Asset & Liability Review – Understanding what assets were retained and how to manage them.

    • Credit Recovery Plan – Strategies to rebuild credit post-divorce.

    • Financial Independence Planning – Setting financial goals, savings strategies, and emergency fund creation.

    • Insurance & Retirement Review – Reviewing beneficiaries, updating policies, and planning for long-term stability.

    • Refinancing & Housing Guidance – Whether to keep/sell the house or find new living arrangements.

    • Emotional Support in Financial Decisions – A judgment-free space to process financial fears and decisions.

Image of how investing and financial advice from a finance coach will improve the net value of someone.